Compare Savings, Cash ISAs and Peer to Peer accounts

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What's your initial deposit?

What regular deposits will you make?

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What type of savings accounts are you considering?

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  • EASY ACCESS

    The most flexible type of savings accounts, as you can typically withdraw your money whenever you like.

    These accounts have variable interest rates which can go up or down. Some also include a fixed bonus for a certain period of time, so make sure you make a note of when that ends.

    Keep an eye on your easy access accounts, and switch if you can get a better deal elsewhere.

  • FIXED SAVINGS

    The interest rates on these accounts are fixed and guaranteed for a certain period of time, and are generally better than those offered on easy access accounts.

    In return, your money will locked away for that time period and you won't be able to make any withdrawals. If you do withdraw your money, you will lose some or all of your interest.

    The longer you lock your money away, the better the interest rate, but make sure it's money you definitely won't need in a hurry.

  • PEER TO PEER

    This uses an online platform to match savers willing to lend with people or companies looking to borrow.

    The Financial Conduct Authority regulate these accounts which ensures Platform Providers must have resolution plans in place, in the event of the platform collapsing.

    However as this is a lending product your capital is at risk and interest payments are not guaranteed if a borrower defaults. The Provider will credit check borrowers and chase repayments on your behalf and some offer better protection. It’s important to make sure you are happy with the risk.

    Your money is also NOT protected by the Financial Services Compensation Scheme (FSCS) up to £85,000 like with other savings products.

  • CASH ISAS

    ISA stands for Individual Savings Account and everyone over 16 in the UK can save in one. The great thing about them is the interest you earn is tax free.

    Each person has an annual cash ISA allowance (in the 2014/15 tax year is £15,000). If you don't use it, you lose it.

    You can choose from easy access ISAs, where you can withdraw your money at any time, or a fixed rate, where you lock your money away for a certain period of time.

    Just remember that any money you withdraw can't be replaced, but you can transfer old ISAs to get a better rate elsewhere.

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1 - 25 of 25 savings accounts
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  • EASY ACCESS

    fixed
    Paid anniversary
    1
    1 year bond

    FEATURES

    Interest tiered rates (AER Gross)
    Account Access

    Rate Guarantee

    Additional Deposits

    Other information

    RESTRICTIONS

    Minimum Operating Balance

    Regular Monthly Deposit Limits

    Minimum:

    Maximum:

    Notice Required

    Early Access

    Location restriction

    Existing Customers Only

    You need to be an existing customer to open this account.

    Other information

    TO APPLY

    Age

    Minimum Deposit

    Account Cost

    Other Information
1 - 25 of 25 savings accounts

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How our calculation works:

We include all products that are available in the first year based on the initial and regular deposits you have chosen.
If you make regular additions, we assume they are done at the beginning of the period; eg if you pay in £100 a month; we assume it will be added on the first day of the month. For ISAs we assume you can only add the current years Cash ISA limit once each year.

If a product is not available for a full year or in the subsequent years you are comparing; we still include it, but we don’t add any further interest to it.

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The table shows a range of products from the market. We work with the majority of Financial Service Providers to show the best deals.

The table is ranked by Interest rate (AER) (highest first).

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